The Ritaj Takaful Insurance Company (RTIC) was established in 2004 by Warba Insurance Company. RTIC’s remit is to provide the very best quality service in the Shariah-compliant takaful insurance market in Kuwait and other GCC countries. The company began in medical-related insurance as Kuwait’s first such provider, but has now grown to underwrite all classes of insurance, reinsurance and related investment activities that support takaful principles. It was the first insurance company in Kuwait to be awarded the ISO 9001:2000 Certificate of Quality Management.